 |
||||||||||||||||||||||||
|
|
||||||||||||||||||||||||
|
||||||||||||||||||||||||
|
Identity theft is the fastest growing financial crime in America, striking thousands of victims each year. In a matter of seconds, personal information such as a social security number, a credit card number and/or an address can be stolen and used to obtain a new mortgage, line of credit or additional credit cards. Victims may never know that their identities have been stolen until unauthorized transactions appear on credit card statements, collection notices appear in the mail or loan applications are declined. In a short period of time, extensive damage can be done as a result of a stolen identity event. Restoring one's name and good credit is a time consuming and expensive process. On average, it takes six months to detect identity theft and approximately 200 hours to recover from the crime. Victims must endure a number of costly steps to dispute fraudulent debts and accounts opened by an identity thief. Who is eligible? Member, their spouse, domestic partner or significant other, any children between the age of 18 and 25, and any dependents living with, and dependent upon, the member such as a parent or grandparent.
Product Benefits & Features Members will have 24/7 access to Identity Theft Restoration paralegals who will provide them with comprehensive, personalized recovery services. If a member becomes a victim of identity theft, the plan administrator assigns a Paralegal to manage the case. The paralegal mobilizes our Recovery Team to assist with the recovery process from beginning to end. The team includes fraud investigators, legal counsel, paralegals and other identity theft experts. Within 24 hours, they will provide members with a recovery kit customized with pre-completed, computer generated, state specific forms and make contact with all appropriate agencies. Our unique identity theft solution provides members with the components necessary to restore a victim's identity and prevent future incidences of identity theft:
|
|