Legal Assistance Program
Free & Discounted Legal Care_______________________________________
Employers can provide their employees a Family Protection Plan. A plan member and their families will have access to a nationwide network of over 20,000 plan attorneys. These attorneys have contracted to provide our members with free and discounted legal services.
Upon enrollment, members will be referred to a plan attorney that speaks their language, practices the area of law required and is conveniently located.
Each attorney will provide members with:
Nine Free Services
Discounts for Eight Commonly Used Legal Services*
These are legal services that our plan attorney network has agreed to charge a one time, deeply discounted fee for:
*Costs & Filing fees are additional.
Capped Hourly Rate
Plan attorneys contract to never charge more than $125.00 per hour, or when appropriate, give members a 40% discount off their usual and customary hourly rate, for legal care that goes beyond the free and discounted services. This is where tremendous savings is realized. After the free letters, calls and consultations take place, members and their attorneys will decide what course of action to take next. In most cases, members will have no choice and litigation may ensue. This is the point in time that Legal Club plan attorneys charge the reduced hourly rate for legal care. The savings with Legal Club will be thousands of dollars.
In the case of extended legal care, plan attorneys may ask you for a retainer. Any retainer sought will be computed by multiplying the number of hours a plan attorney believes a case will take, by the appropriate discounted hourly plan rate. For instance; 10 hours x $125.00 = a retainer of $1,250.00. Any unused portion of the retainer will be returned to you.
Contingency Fee Discounts:
The contingency fee discount will be a 10% reduction of the state maximum rate or the attorney's usual rate, whichever is lower.
Law Areas Included
The Family Protection Plan does not exclude any type of law area. Many legal expense insurance products have waiting periods, pre-existing condition exclusions and limitations on usage. This is due to the fact that they have financial exposure to usage, just the same as an HMO. As such, many types of law areas are excluded in their plans. The Family Protection Plan has no exposure and therefore takes the opposite approach and encourages usage. In fact, 80% of all new members use the legal plan within the first 90 days after they join.